Day Trading Tips

CLICK HERE : http://www.linktoclickhere.com/Options-Trading-Strategy-1

How to Find Low Risk, High Return Investments

It's the classic financial puzzle: how to balance risks and returns. In a time of occasionally wrenching volatility and low interest rates, ace financial advisor Jeff Rose, the founder of Alliance Wealth Management in Carbondale, Ill., and also the founder of the website Good Financial Cents, has some good ideas:
Risk lies at the core of all investments. This notion reminds me of the first time I stood at the top of the high dive at the rec center pool. I was a nervous wreck. I never realized how afraid of heights I was until that moment. Many who never invested before have this same apprehensive feeling.
With the rising cost of living, it's imperative that we invest, preferably with the lowest risk possible, to generate the highest yielding returns we can.
High rates of return on your investments are wonderful because you don't have to invest as much capital to reach your investing goals. Yet the higher return you want, the more risk you take to get it.
As you near retirement, or your high school senior is about to enter college, your appetite for risk drops precipitously. You simply cannot afford to see a huge drop in the market right before the time you need to begin withdrawing funds from the investment accounts for retirement or college bills.
Instead, you need to shift to low-risk investments. These types of investments generate a lower return because you aren't taking as much risk, but you're OK with that. As the time to draw down the investments arrives, capital preservation is more important that astronomical growth rates. You need to know your account won't drop 25% in a year and thwart your investing plans.
Best Low Risk Investments
Even those targeting low-risk, low-return investments face a wide array of options that can be confusing. Here are a few of your best low risk investment options for your portfolio.
1. Certificates of Deposit
There is nothing more boring than a certificate of deposit. You can get it through your bank, your credit union or even your investment broker.
With a certificate of deposit (CD) you trade depositing your money for a specific length of time to a financial institution.
In return, you get a set interest rate for that period and it does not change, no matter what happens to interest rates. You are locked in until maturity of the term length. You can withdraw from the CD early for a penalty that is usually equal to three months' worth of interest.
Why are CDs at the top of our best low risk investment list? Because as long as you get a certificate of deposit with an FDIC-insured financial institution, you are guaranteed to get your principal back as long as your total deposits with that lender are less than $250,000. The government guarantees that you cannot have a loss, and the financial institution gives you interest on top of that.
How much interest you earn is dependent on the length of the CD term and interest rates in the economy. Interest rates are low, but if you lock in your money for many years you can get a little bit more interest.
investment ideas , cheap stocks, stocks to buy now, up and coming stocks , best stocks to buy, cheapest stocks , good stocks to buy, best stock to buy, cheap stocks to buy, top stocks to buy, best stocks , stocks to buy, investment strategies, good stocks, best stock, small cap stocks, hot stocks to buy, top 10 stocks, best penny stocks, how to invest in gold, mutual funds , high yield bonds, financial advisors, investors, retirement planning, hedge fund, angel investors, return on investment,

https://www.youtube.com/watch?v=ZQCgcorkyDc